Payday loan
Car Breakdown?
Christmas shopping?
Need a few quid until the end of the month?
We are here to help you get the loan you need!
Payday Loans
If you are looking for a payday loan, you have come to a right place. Every once in a while some of us may find themselves in a predicament where they just need a to borrow a few hundred pounds until the next payday. Bills we didn’t expect, vehicle breakdowns, unforeseeable expenses or broken refrigerator may punch a massive hole in the monthly budget. Asking friends and family for a loan is usually not an option – most people are not comfortable with sharing details of their financial situation with others. In the current climate, our family and friends may not even be in a position to offer us a short term loan, as they might themselves struggle to make ends meet. Sticking your head into the sand and leaving your bills unpaid usually means significant late payment charges, unauthorised overdraft fees or bounced cheques – all this may push us even further into trouble. It is not surprising that most people in situations like this, choose a simple, convenient solution and apply for payday loans online.
How do Payday Loans Work?
After completing a simple payday loan online application, you could be approved in a matter of minutes and have the money wired straight into your bank account shortly after that. Simple and transparent pricing, secure and confidential process, no faxing – no wonder that payday loans are very popular in the UK. About 1.2 million people a year apply for payday loans, borrowing a combined £1.2 billion – the payday loan industry is well established and properly regulated to provide a meaningful alternative to illegal loan sharks or begging your friends for a small loan. Payday Loan lending criteria could not be simplier: you are eligible to apply if you are employed, earning at least £750 a month, paid directly into an UK bank account. Those with less-than-perfect credit are still welcome to apply, we offer faxless payday loans and in most cases there is no employment verification. If you need a payday loan, complete a straightforward online application today – money you need could be in your bank account quicker than you think!
How to Apply for an Instant Payday Loan?
Payday loan application process is very simple. To process your payday loan application, we need to collect a few basic details about yourself. We need to know your full name, postal address, telephone number (both mobile and landline) and email address – we may need those details to confirm your identity and stop fraudsters applying for payday loans in your name. Please tell us about your employment – name, address and contact details of the company you work for. In a vast majority of payday loan applications, there is no employment verification. However, even if the payday loan lender needs to confirm your employment, please rest assured that no-one will ever discuss your payday loan application with anyone but yourself. We also need to know if you can afford to repay the payday loan together with interest when you receive your next salary, therefore please tell us about your income and how frequently you are paid. Finally, we need your bank details – sort code, account number and type of the card you have. We will need this information to transfer your payday loan advance into your bank account and then collect the loan repayment on a prearranged date.
Are UK Payday Loans safe?
Every lender, broker and any business advertising or promoting any form if credit, including payday loans, in UK must have a licence from the Office of Fair Trading. Consumer Credit Licences take months to grant and cost significant amount of money in application fees – OFT only grant them to businesses and companies which can demonstrate that they are fit and proper to hold one. UK Payday Loans are probably as safe as any other form of credit – credit cards, unsecured loans or mortgages. However, before you apply for a payday loan, please always make sure that the company your are dealing with is licenced by the OFT. Details of our licence and Data Protection registration are in the footer of this website – we are a fully licenced and regulated payday loan intermediary.